Legal Information
Legal Terms & Conditions Of The Credit Bureau Website
By entering this site, you have acknowledged & agreed to all the terms & conditions stated herein in this document. If you do not agree to any one of these conditions, please do not use this site.
The software and data contained within it are intended to support users in improving their understanding of the banking industry and good banking practice in Singapore. No warranty either expressed or implied, is given about the suitability of the website.
Credit Bureau is the copyright owner of everything on this site & no portion of this site, including but not limited to the text, images, audio & video, may be used an any manner, or for any purpose, without Credit Bureau's express written permission, except as provided for herein. Without in any way waiving any of the foregoing rights, you may download one (1) copy of the material on this site for your personal, non-commercial home use only, provided you do not delete or change any of the copyright, trademark or other proprietary notices. Modification or use of the material on this site for any purpose violates Credit Bureau's legal rights.
By entering this site, you acknowledge & agree that your use is at your own risk & that none of the parties involved in creating, producing, or delivering this site is liable for any direct, incidental, consequential, indirect, or punitive damages, or any other losses, costs, or expenses of any kind (including legal fees, expert fees or any other disbursements) which may arise directly or indirectly, through access to, use of, browsing of this site or through your downloading of any materials, data, text, images, video or audio from this site, including but not limited to anything caused by any viruses, bugs, human action or inaction or any computer system, telephone line, hardware, software or programme malfunctions, or any other errors, failures or delays in computer transmissions or network connections.
Although the specifications, articles, illustrations, & any other information contained in the site are based upon up-to-date information, & while Credit Bureau makes all reasonable efforts to ensure that all materials on this site are correct, accuracy cannot be guaranteed & Credit Bureau makes no warranties or representations as to its accuracy. This site, & all information & materials contained herein, is provided to you "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranty of merchantability, fitness for a particular purpose, title & non-infringement.
Although this site may be linked to other sites, Credit Bureau is not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with the linked site, unless specifically stated therein. By entering this site you acknowledge & agree that Credit Bureau has not reviewed all the sites linked to this site & is not responsible for the content of any off-site pages or any other site linked to this site. Your linking to any other off-site pages or other sites is at your own risk.
Credit Bureau reserves the right to revise this Legal Information at any time & for any reason & reserves the right to make changes at any time, without notice, or obligation, to any of the information contained in this site, including but not limited to specifications, accessories, models, materials or any other product or service features. By entering this site you acknowledge & agree that you shall be bound by any such revisions. We suggest periodically visiting this page to review these terms & conditions.
Information Security Policy
Security of Information
I. CBS
is strongly committed to protecting your information and ensuring that your
choices are honored. We have taken strong security measures to protect your data
from loss, misuse, unauthorized access, disclosure, alteration, or destruction.
All sensitive data is stored behind multiple firewalls on secure servers with
restricted employee access.
II. We
guarantee that all e-commerce transactions follow the latest security measures
and use the best available technologies. Secure Sockets Layer (SSL) technology
is employed when you place online orders or transmit sensitive information. SSL
is one of the safest methods of passing information over the Internet.
Secure Socket
Layer (SSL) Encryption
Industry
standard security measures are used which is made available through your browser
called Secure Socket Layer (SSL). SSL protocol is used to safeguard your
sensitive personal information, including your credit card number, during online
transactions. Using this widely accepted form of encryption, your transaction is
secured from your personal computer to the computer processing your request.
As users enter
the payment information, it is captured on a page that uses the SSL protocol by
default. All personal and financial information is encrypted as it travels over
the Internet. All financial information is stored in encrypted form on our
servers. The server is also not accessible through the Internet. Credit card
security will continue to be an issue of top priority for our company.
Details of the SSL
certification are listed as below:
Issued to: www.creditbureau.com.sg
Version: V3
Issued by: www.verisign.com/CPS Incorp.by Ref. LIABILITY LTD.(c)97 VeriSign
Valid from 8/24/2009 to 8/30/2011
Privacy Policy Terms Of Use
Privacy Policy
Protecting your privacy is important to us.
Credit Bureau (Singapore) Pte Ltd (CBS) is strongly committed to protecting your
privacy and complying with your choices. Both personal and non-personal
information collected is safeguarded according to the highest privacy and data
protection standards adopted worldwide.
All
personal data collected will be used and processed fairly and lawfully while in
our possession or custody. We ensure all users that we would be accountable for
our organisation's compliance to our Privacy Policy.
Usage
We
use your personal information for the following purposes:
Your
information, whether public or private, will not be sold, exchanged,
transferred, or given to any other company for any reason whatsoever, without
your consent, other than for the expressed purpose of delivering the purchased
product or service requested by the customer.
We
continually strive to improve our website offerings based on the information and
feedback we receive from you.
Consent
When
you provide your personal information, you consent that it can be used for the
above purposes and that CBS is an authorized holder of such information. If you
choose not to register or provide personal information, you can still use our
website but you will not be able to receive additional services or access
certain areas that require registration.
We
assure users that all personal information collected would be used or disclosed
only for the purposes for which it was collected.
We
will obtain consent from users should we need to use the personal data for a new
purpose or for a purpose not previously identified. We assure users that consent
will be obtained prior to use of their personal data.
What We Do With the Information You Share
Your
information is never shared outside the company without your permission. Inside
the company, data is stored behind multiple firewalls on secure servers with
restricted user access.
When
you purchase Credit Report or subscribe to My Credit Monitor, you are asked to
provide your contact information, including a valid email address. We use this
information to send you updates about CBS, order confirmation and information
about our services. When you order from us, we ask for your credit card number.
We use this information only to bill you for the product(s) you ordered at that
time.
In
very rare instances CBS may disclose your personal information, without notice,
only if required to do so by law or in the good faith belief that such action is
necessary to: (a) conform to the edicts of the law or comply with legal process
served on CBS or the site; (b) protect and defend the rights or property of CBS
and its family of websites and properties; and (c) act in urgent circumstances
to protect the personal safety of users of CBS, its websites, or the public.
Protection of Minors
Children (users under the age of 18 years) are not eligible to use our services
or purchase any products online unsupervised.
We
request that children do not submit any personal information to us online. If
you are under the age of 18 years, you may only surf the Site only if you have
obtained consent from your parents/legal guardian or if you are under the
supervision of your parent or legal guardian.
Links
This
Privacy Policy applies solely to information collected on our website.
The
Site contains links to web sites of third parties. CBS is not responsible for
the actions of these third parties, including their privacy practices and any
content posted on their web sites. We encourage you to review their privacy
policies to learn more about what, why and how they collect and use personal
information. CBS adheres to industry recognized standards to secure any personal
information in our possession, and to secure it from unauthorized access and
tampering.
Changes To This Policy
CBS
reserves the right to make changes to our Privacy Policy.
Enforcement Of Policy
If
for some reason you believe CBS has not adhered to these principles, please
notify us and we will do our best to promptly make corrections.
Questions or Comments
If
you have questions or comments about this privacy policy, please email us at
Consumer_Services@creditbureau.com.sg or contact our Hotline 6565 6363.